The post Stablecoin Payments Reach $10 Billion Amid Mainstream Adoption appeared on BitcoinEthereumNews.com. Stablecoin settlement volumes have expanded sharply this year, climbing 70% from $6 billion in February to more than $10 billion by August 2025. According to a report from Artemis, the surge reflects how digital dollars are leaving the trading arena and entering mainstream commerce, with business-to-business transfers emerging as the dominant growth driver. Sponsored B2B Transactions Power Stablecoins Payment Growth Artemis’ figures show that corporate usage of stablecoins now accounts for nearly two-thirds of total payments. According to the firm, monthly B2B volume has more than doubled since February, rising 113% to about $6.4 billion. The expansion lifted the cumulative value of stablecoin payments since 2023 to over $136 billion, representing that on-chain money is no longer a niche settlement tool. Stablecoins Payment Growth This Year. Source: Artemis Meanwhile, consumer channels are following the same trajectory of growth. Card-based crypto payments have increased by about 36%, while business-to-consumer transactions are up 32%. Prefunding, often used by merchants to maintain instant liquidity, also jumped 61% during the reporting period. Sponsored David Alexander, partner at venture firm Anagram, said the numbers show how on-chain liquidity is being turned into spendable cash in the real world. For context, he noted crypto card payments now process more than $1.5 billion each month, up 50% year-to-date. He pointed out that these mechanisms allow users to earn yields on idle assets through decentralized finance (DeFi) protocols and then spend those assets in real time. This seamless flow effectively converts blockchain-based liquidity into usable cash, merging the yield opportunities of DeFi with the familiarity of traditional payment networks. “One of the earliest use cases for stablecoins was simple peer-to-peer transfers. The appeal was sending money faster and cheaper, and making fiat more accessible, particularly for regions with limited access to traditional forms of banking. But that’s where… The post Stablecoin Payments Reach $10 Billion Amid Mainstream Adoption appeared on BitcoinEthereumNews.com. Stablecoin settlement volumes have expanded sharply this year, climbing 70% from $6 billion in February to more than $10 billion by August 2025. According to a report from Artemis, the surge reflects how digital dollars are leaving the trading arena and entering mainstream commerce, with business-to-business transfers emerging as the dominant growth driver. Sponsored B2B Transactions Power Stablecoins Payment Growth Artemis’ figures show that corporate usage of stablecoins now accounts for nearly two-thirds of total payments. According to the firm, monthly B2B volume has more than doubled since February, rising 113% to about $6.4 billion. The expansion lifted the cumulative value of stablecoin payments since 2023 to over $136 billion, representing that on-chain money is no longer a niche settlement tool. Stablecoins Payment Growth This Year. Source: Artemis Meanwhile, consumer channels are following the same trajectory of growth. Card-based crypto payments have increased by about 36%, while business-to-consumer transactions are up 32%. Prefunding, often used by merchants to maintain instant liquidity, also jumped 61% during the reporting period. Sponsored David Alexander, partner at venture firm Anagram, said the numbers show how on-chain liquidity is being turned into spendable cash in the real world. For context, he noted crypto card payments now process more than $1.5 billion each month, up 50% year-to-date. He pointed out that these mechanisms allow users to earn yields on idle assets through decentralized finance (DeFi) protocols and then spend those assets in real time. This seamless flow effectively converts blockchain-based liquidity into usable cash, merging the yield opportunities of DeFi with the familiarity of traditional payment networks. “One of the earliest use cases for stablecoins was simple peer-to-peer transfers. The appeal was sending money faster and cheaper, and making fiat more accessible, particularly for regions with limited access to traditional forms of banking. But that’s where…

Stablecoin Payments Reach $10 Billion Amid Mainstream Adoption

2025/10/26 15:57

Stablecoin settlement volumes have expanded sharply this year, climbing 70% from $6 billion in February to more than $10 billion by August 2025.

According to a report from Artemis, the surge reflects how digital dollars are leaving the trading arena and entering mainstream commerce, with business-to-business transfers emerging as the dominant growth driver.

Sponsored

B2B Transactions Power Stablecoins Payment Growth

Artemis’ figures show that corporate usage of stablecoins now accounts for nearly two-thirds of total payments.

According to the firm, monthly B2B volume has more than doubled since February, rising 113% to about $6.4 billion. The expansion lifted the cumulative value of stablecoin payments since 2023 to over $136 billion, representing that on-chain money is no longer a niche settlement tool.

Stablecoins Payment Growth This Year. Source: Artemis

Meanwhile, consumer channels are following the same trajectory of growth.

Card-based crypto payments have increased by about 36%, while business-to-consumer transactions are up 32%. Prefunding, often used by merchants to maintain instant liquidity, also jumped 61% during the reporting period.

Sponsored

David Alexander, partner at venture firm Anagram, said the numbers show how on-chain liquidity is being turned into spendable cash in the real world. For context, he noted crypto card payments now process more than $1.5 billion each month, up 50% year-to-date.

He pointed out that these mechanisms allow users to earn yields on idle assets through decentralized finance (DeFi) protocols and then spend those assets in real time.

This seamless flow effectively converts blockchain-based liquidity into usable cash, merging the yield opportunities of DeFi with the familiarity of traditional payment networks.

Sponsored

Tron’s Market Share Shrinks as Tether Consolidates Power

While the Tron network remains the largest blockchain for stablecoin settlement, its lead is narrowing.

According to Artemis data, Tron’s share dropped from 66% in late 2024 to 48% by August 2025, as newer, faster networks like Base, Codex, Plasma, and Solana began capturing liquidity.

Stablecoin Volume by Blockchain. Source: Artemis

Sponsored

Dragonfly partner Omar Kanji said this trend marks the “beginning of a structural rotation,” where lower-cost and high-throughput alternatives gradually eat into Tron’s dominance.

On the asset side, Tether’s USDT continues to dominate the stablecoin ecosystem with roughly 79% of all payment volume, driven by deep liquidity and unmatched accessibility across Africa and Latin America.

Yet Circle’s USDC is quietly expanding its footprint as its share rose from 14% to 21% since February.

Stablecoins Payments by Token. Source: Artemis

Data from DeFiLlama shows that USDT’s market capitalization stands at $183 billion, while USDC hovers near $76 billion. Together, they anchor the over $300-billion network of digital dollars that now move with the speed of code and the reach of global finance.

Source: https://beincrypto.com/stablecoin-payments-surge-real-world-use-case/

Disclaimer: The articles reposted on this site are sourced from public platforms and are provided for informational purposes only. They do not necessarily reflect the views of MEXC. All rights remain with the original authors. If you believe any content infringes on third-party rights, please contact service@support.mexc.com for removal. MEXC makes no guarantees regarding the accuracy, completeness, or timeliness of the content and is not responsible for any actions taken based on the information provided. The content does not constitute financial, legal, or other professional advice, nor should it be considered a recommendation or endorsement by MEXC.
Share Insights