What Are Tokenized Stocks? How They Work, Top Tokenized Stock Projects, and How to Trade Them on MEXC

Key Takeaways Tokenized Stocks represent the price performance of traditional U.S. equities (such as Apple, Tesla, and Nvidia) on the blockchain, enabling global users to trade them as digital

What Is the x402 Protocol? How It Works, Top Ecosystem Projects, and How to Trade x402 Tokens on MEXC

Key Takeaways The x402 concept originates from a new generation of on-chain identity and portable data protocols, designed to unify user credit, behavior, and asset interactions across different Web3

<div><h2><strong style="font-weight:bolder">Key Takeaways</strong></h2><ul start="1" style="list-style-type:disc"><li style="text-align:left"><div><strong style="font-weight:bolder">BinanceLife</strong> (formerly known as <i>币安人生 / BIANRENSHENG</i>) is a <strong style="font-weight:bolder">community-driven meme token</strong> rooted in crypto culture and emotional resonance.</div></li><li style="text-align:left"><div>It rose to popularity through viral memes and shared emotional experiences common among crypto traders.</div></li><li style="text-align:left"><div>Its price movements are primarily driven by <strong style="font-weight:bolder">market sentiment, social media discussions, and liquidity conditions</strong>.</div></li><li style="text-align:left"><div>MEXC now supports <strong style="font-weight:bolder">BinanceLife Spot and Futures trading</strong>, offering flexible strategies for traders of different experience levels.</div></li><li style="text-align:left"><div>This article provides a <strong style="font-weight:bolder">step-by-step guide</strong> on how to register, deposit, trade spot, and trade futures on MEXC—suitable for beginners.</div></li></ul><h2>Introduction: Meme Tokens and the Culture Behind BinanceLife</h2><div>In recent years, <a target="_blank" href="https://www.mexc.com/exchange/MEME_USDT" rel="nofollow noopener noreferrer"><strong style="font-weight:bolder">meme tokens</strong></a> have evolved from niche internet jokes into widely recognized crypto assets. This trend began with Dogecoin, expanded with Shiba Inu, and today continues with new community-led projects that thrive on shared humor and viral spread.</div><div><a target="_blank" href="https://www.mexc.com/en-GB/price/%E5%B8%81%E5%AE%89%E4%BA%BA%E7%94%9F" rel="nofollow noopener noreferrer"><strong style="font-weight:bolder">BinanceLife</strong></a>, in particular, found traction because it taps into a strong emotional narrative shared by most crypto investors:</div><blockquote><div>The roller-coaster of gains, losses, FOMO, regret, confidence, and disbelief—<i>all part of the crypto lifestyle.</i></div></blockquote><div>Rather than relying on technical innovation or chain-level infrastructure, BinanceLife grows through <strong style="font-weight:bolder">community identity, cultural memes, and social engagement</strong>.</div><h2>What Is BinanceLife?</h2><ul start="1" style="list-style-type:disc"><li style="text-align:left"><div><strong style="font-weight:bolder">Token Name:</strong> BinanceLife</div></li><li style="text-align:left"><div><strong style="font-weight:bolder">Former Chinese Name:</strong> 币安人生 (BIANRENSHENG)</div></li><li style="text-align:left"><div><strong style="font-weight:bolder">Category:</strong> Meme / Community Token</div></li><li style="text-align:left"><div><strong style="font-weight:bolder">Core Value Proposition:</strong> Emotional resonance + Community participation</div></li><li style="text-align:left"><div><strong style="font-weight:bolder">Primary Distribution:</strong> Decentralized, community-driven, spread primarily via social media memes</div></li></ul><div>Unlike utility-driven tokens, BinanceLife <strong style="font-weight:bolder">does not market itself as a protocol token, governance token, or blockchain infrastructure asset.</strong>
 Instead, its value comes from:</div><ul start="1" style="list-style-type:disc"><li style="text-align:left"><div>Collective narrative and self-expression</div></li><li style="text-align:left"><div>Viral circulation of relatable meme content</div></li><li style="text-align:left"><div>Strong engagement within crypto communities</div></li></ul><h3>Why Do Users Find It Relatable?</h3><div>Because its themes capture the emotional journey familiar to anyone who has traded crypto:</div><ul start="1" style="list-style-type:disc"><li style="text-align:left"><div>Buying the top</div></li><li style="text-align:left"><div>Selling the bottom</div></li><li style="text-align:left"><div>“I will never trade again” → “One more chance”</div></li><li style="text-align:left"><div>The eternal cycle of fear & excitement</div></li></ul><div>This shared identity makes BinanceLife <strong style="font-weight:bolder">highly contagious across social platforms</strong>.</div><h2>How BinanceLife Works: The Mechanism Behind the Meme</h2><div>BinanceLife is not built around a complicated economic model. Its price formation is largely driven by:</div><div><table style="height:100%;width:100%;border:1px none rgb( 179 , 179 , 179 );border-collapse:collapse;border-spacing:0px;table-layout:fixed"><colgroup><col style="width:180px" width="180" /><col style="width:278px" width="278" /></colgroup><tbody><tr style="height:39px"><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div style="text-align:center"><strong style="font-weight:bolder">Factor</strong></div></td><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div style="text-align:center"><strong style="font-weight:bolder">Influence on Price</strong></div></td></tr><tr style="height:39px"><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div><strong style="font-weight:bolder">Community activity</strong></div></td><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div>The more people reference & share memes, the stronger the demand signal</div></td></tr><tr style="height:39px"><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div><strong style="font-weight:bolder">Social media virality</strong></div></td><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div>Twitter/X, Telegram, TikTok, and Discord drive awareness and trading volume</div></td></tr><tr style="height:39px"><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div><strong style="font-weight:bolder">Market risk appetite</strong></div></td><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div>Meme tokens perform well during bullish or optimistic market phases</div></td></tr><tr style="height:39px"><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div><strong style="font-weight:bolder">Exchange liquidity</strong></div></td><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div>Listings on major exchanges like MEXC significantly improve accessibility</div></td></tr></tbody></table></div><div>In essence:</div><blockquote><div><strong style="font-weight:bolder">The stronger the community narrative, the stronger the price momentum.</strong></div></blockquote><div>This makes BinanceLife <strong style="font-weight:bolder">highly volatile</strong>, which is both a risk and an opportunity depending on trading strategy.</div><h2>BinanceLife Price Trend & Future Outlook (As of January 2025)</h2><blockquote><div><strong style="font-weight:bolder">Data Sources</strong> (external):</div><ul start="1" style="list-style-type:disc"><li style="text-align:left"><div><a target="_blank" href="https://coinmarketcap.com/" rel="nofollow noopener noreferrer"><strong style="font-weight:bolder">CoinMarketCap</strong></a></div></li><li style="text-align:left"><div><a target="_blank" href="https://www.coingecko.com/" rel="nofollow noopener noreferrer"><strong style="font-weight:bolder">CoinGecko</strong></a></div></li><li><div><a target="_blank" href="https://www.mexc.com/price" rel="nofollow noopener noreferrer"><strong style="font-weight:bolder">MEXC Price</strong></a></div></li></ul></blockquote><div>Like most meme tokens, <strong style="font-weight:bolder">BinanceLife’s price is highly correlated with market sentiment</strong>.
 During periods of rising Bitcoin or altcoin momentum, users tend to shift attention toward meme tokens seeking <strong style="font-weight:bolder">higher beta</strong> trading opportunities.</div><h3>Key Variables Moving Forward</h3><div><table style="height:100%;width:100%;border:1px none rgb( 179 , 179 , 179 );border-collapse:collapse;border-spacing:0px;table-layout:fixed"><colgroup><col style="width:152px" width="152" /><col style="width:292px" width="292" /></colgroup><tbody><tr style="height:39px"><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div style="text-align:center"><strong style="font-weight:bolder">Variable</strong></div></td><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div style="text-align:center"><strong style="font-weight:bolder">Potential Impact</strong></div></td></tr><tr style="height:39px"><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div><strong style="font-weight:bolder">Bitcoin market direction</strong></div></td><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div>Uptrend generally boosts meme token speculation</div></td></tr><tr style="height:39px"><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div><strong style="font-weight:bolder">Social media engagement</strong></div></td><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div>Sustained meme output keeps attention strong</div></td></tr><tr style="height:39px"><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div><strong style="font-weight:bolder">Exchange liquidity</strong></div></td><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div>Deeper liquidity encourages larger capital participation</div></td></tr><tr style="height:39px"><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div><strong style="font-weight:bolder">Community creativity</strong></div></td><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div>New meme formats = new waves of organic growth</div></td></tr></tbody></table></div><h3>Neutral Price Outlook</h3><div>If the broader market remains optimistic, BinanceLife could continue attracting new participants, especially in Asia and emerging crypto regions.
However, traders should be aware of <strong style="font-weight:bolder">high volatility and sudden directional swings</strong>.</div><h2>How to Buy BinanceLife on MEXC — Step-by-Step Tutorial</h2><h3>BinanceLife Spot Trading</h3><div><a target="_blank" href="https://www.mexc.com/exchange/%E5%B8%81%E5%AE%89%E4%BA%BA%E7%94%9F_USDT" rel="nofollow noopener noreferrer">Trade BinanceLife directly using USDT</a></div><h3>BinanceLife Futures Trading</h3><div><a target="_blank" href="https://www.mexc.com/futures/BIANRENSHENG_USDT" rel="nofollow noopener noreferrer">Long / short with leverage</a></div><h3>Step 1: Sign Up for a MEXC Account</h3><div>Go to <a target="_blank" href="https://www.mexc.com" rel="nofollow noopener noreferrer"><strong style="font-weight:bolder">MEXC Official Website</strong></a>
 Click <a target="_blank" href="https://www.mexc.com/register" rel="nofollow noopener noreferrer"><strong style="font-weight:bolder">Sign Up</strong></a>, register using <strong style="font-weight:bolder">email or phone number</strong>.</div><h3>Step 2: Complete Identity Verification (KYC)</h3><div>This increases your withdrawal limits and account security.</div><ul start="1" style="list-style-type:disc"><li style="text-align:left"><div><a target="_blank" href="https://www.mexc.com/learn/article/how-to-perform-identity-verification/1" rel="nofollow noopener noreferrer">Upload identity document</a></div></li><li style="text-align:left"><div>Takes typically 1–3 minutes</div></li></ul><h3>Step 3: Deposit Funds</h3><div>You can <a target="_blank" href="https://www.mexc.com/learn/article/mexc-deposit-withdrawal-guide-fees-limits-kyc-requirements-faq/1" rel="nofollow noopener noreferrer">deposit</a> in several ways:</div><div><table style="height:100%;width:100%;border:1px none rgb( 179 , 179 , 179 );border-collapse:collapse;border-spacing:0px;table-layout:fixed"><colgroup><col style="width:100px" width="100" /><col style="width:100px" width="100" /></colgroup><tbody><tr style="height:39px"><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div style="text-align:center"><strong style="font-weight:bolder">Method</strong></div></td><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div style="text-align:center"><strong style="font-weight:bolder">Description</strong></div></td></tr><tr style="height:39px"><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div><strong style="font-weight:bolder">Credit / Debit Card</strong></div></td><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div>Buy USDT directly using Visa or Mastercard</div></td></tr><tr style="height:39px"><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div><strong style="font-weight:bolder">Bank Transfer (P2P)</strong></div></td><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div>Peer-to-peer market to buy USDT locally</div></td></tr><tr style="height:39px"><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div><strong style="font-weight:bolder">Crypto Transfer</strong></div></td><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div>Send USDT from another exchange or wallet</div></td></tr></tbody></table></div><h3>Step 4: Buy BinanceLife (Spot Trading)</h3><ol start="1" style="list-style-type:decimal"><li style="text-align:left"><div>Open the <a target="_blank" href="https://www.mexc.com/exchange/BINANCELIFE_USDT" rel="nofollow noopener noreferrer"><strong style="font-weight:bolder">BinanceLife/USDT</strong></a> spot pair</div></li><li style="text-align:left"><div>Choose <strong style="font-weight:bolder">Market Order</strong> for fast execution</div></li><li style="text-align:left"><div>Click <strong style="font-weight:bolder">Buy</strong></div></li></ol><h3>Step 5 (Optional): Trade BinanceLife Futures</h3><div>For experienced traders:</div><ul start="1" style="list-style-type:disc"><li style="text-align:left"><div>Go to <a target="_blank" href="https://www.mexc.com/futures/BIANRENSHENG_USDT" rel="nofollow noopener noreferrer"><strong style="font-weight:bolder">BIANRENSHENG_USDT Perpetual Futures</strong></a></div></li><li style="text-align:left"><div>You may <strong style="font-weight:bolder">long (bullish)</strong> or <strong style="font-weight:bolder">short (bearish)</strong> the token</div></li><li style="text-align:left"><div>Always use <strong style="font-weight:bolder">stop-loss</strong> and <strong style="font-weight:bolder">risk control</strong></div></li></ul><h2>Who Should Consider Trading BinanceLife?</h2><div><table style="height:100%;width:100%;border:1px none rgb( 179 , 179 , 179 );border-collapse:collapse;border-spacing:0px;table-layout:fixed"><colgroup><col style="width:141px" width="141" /><col style="width:304px" width="304" /></colgroup><tbody><tr style="height:39px"><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div style="text-align:center"><strong style="font-weight:bolder">Profile</strong></div></td><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div style="text-align:center"><strong style="font-weight:bolder">Reason</strong></div></td></tr><tr style="height:39px"><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div>Social traders</div></td><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div>Enjoy participating in meme culture</div></td></tr><tr style="height:39px"><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div>High-beta speculators</div></td><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div>Seek strong short-term momentum plays</div></td></tr><tr style="height:39px"><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div>Long-term community believers</div></td><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div>Value cultural narratives in crypto</div></td></tr><tr style="height:39px"><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div>Advanced traders (Futures)</div></td><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div>Want directional flexibility via leverage</div></td></tr></tbody></table></div><h2>Disclaimer</h2><div>This article is for <strong style="font-weight:bolder">informational and educational purposes only</strong>.
 It does <strong style="font-weight:bolder">not</strong> constitute financial advice, trading strategy, or investment recommendation.</div><div>Meme tokens, including BinanceLife, can experience <strong style="font-weight:bolder">significant volatility</strong>, rapid price fluctuations, and potential capital loss.
 Please <strong style="font-weight:bolder">conduct your own research (DYOR)</strong> and evaluate your risk tolerance before trading.</div></div>

What Is BinanceLife (币安人生)? Origins, Mechanism, Price Outlook, and How to Trade It on MEXC

Key Takeaways BinanceLife (formerly known as 币安人生 / BIANRENSHENG) is a community-driven meme token rooted in crypto culture and emotional resonance. It rose to popularity through viral memes and

<div><h2><strong style="font-weight:bolder">Key Takeaways</strong></h2><ul style="list-style-type:disc" start="1"><li style="text-align:left"><div>Global inflation remains high, and as major central banks follow the U.S. Federal Reserve in cutting interest rates, bank deposit yields have dropped significantly.</div></li><li style="text-align:left"><div>Traditional savings accounts often <strong style="font-weight:bolder">fail to keep pace with inflation</strong>, causing real purchasing power to decline.</div></li><li style="text-align:left"><div>MEXC offers <strong style="font-weight:bolder">flexible yield products</strong> for USDT and USDC. For small deposits, users can access <strong style="font-weight:bolder">9%–13% APY</strong>, which is substantially higher than interest rates at major global banks.</div></li><li style="text-align:left"><div>MEXC provides <strong style="font-weight:bolder">100% Proof of Reserves</strong>, allowing users to independently verify that their funds are fully backed at all times.</div></li></ul><h2>Inflation Persists While Global Interest Rates Fall</h2><div>Even though inflation has cooled from the peaks of 2022–2023, prices worldwide remain elevated entering <strong style="font-weight:bolder">2025</strong>. Since the U.S. Federal Reserve began cutting interest rates in 2024, many central banks—such as those in Singapore, Hong Kong, South Korea, and Japan—have followed, resulting in <strong style="font-weight:bolder">lower bank deposit yields globally</strong>.</div><div>In short: <strong style="font-weight:bolder">The cost of living is high, while the money sitting in your bank is growing slower than before.</strong></div><h3>1-Year Term Deposit Rates Across Major Economies (As of Jan 2025)</h3><div><table style="height:100%;width:100%;border:1px none rgb( 179 , 179 , 179 );border-collapse:collapse;border-spacing:0px;table-layout:fixed"><colgroup><col style="width:100px" width="100" /><col style="width:100px" width="100" /><col style="width:168px" width="168" /><col style="width:189px" width="189" /></colgroup><tbody><tr style="height:39px"><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div style="text-align:center"><strong style="font-weight:bolder">Currency</strong></div></td><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div style="text-align:center"><strong style="font-weight:bolder">Country / Region</strong></div></td><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div style="text-align:center"><strong style="font-weight:bolder">Typical Bank Deposit Rate</strong></div></td><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div style="text-align:center"><strong style="font-weight:bolder">Data Source</strong></div></td></tr><tr style="height:39px"><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div>USD</div></td><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div>United States</div></td><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div>1.00% ~ 4.50% (Most large banks offer <1%)</div></td><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div><a target="_blank" href="https://www.chase.com/" rel="nofollow noopener noreferrer">Chase</a>, <a target="_blank" href="https://www.bankofamerica.com/" rel="nofollow noopener noreferrer">Bank of America</a></div></td></tr><tr style="height:39px"><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div>SGD</div></td><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div>Singapore</div></td><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div><strong style="font-weight:bolder">1.60% ~ 3.20%</strong></div></td><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div><a target="_blank" href="https://www.dbs.com.sg/" rel="nofollow noopener noreferrer">DBS</a>, <a target="_blank" href="https://www.ocbc.com/" rel="nofollow noopener noreferrer">OCBC</a></div></td></tr><tr style="height:39px"><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div>HKD</div></td><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div>Hong Kong</div></td><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div><strong style="font-weight:bolder">1.80% ~ 3.50%</strong></div></td><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div><a target="_blank" href="https://www.hsbc.com.hk/" rel="nofollow noopener noreferrer"><u>HSBC HK</u></a></div></td></tr><tr style="height:39px"><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div>JPY</div></td><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div>Japan</div></td><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div><strong style="font-weight:bolder">0.002% ~ 0.25%</strong></div></td><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div><a target="_blank" href="https://www.mufg.jp/" rel="nofollow noopener noreferrer"><u>MUFG</u></a></div></td></tr><tr style="height:39px"><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div>KRW</div></td><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div>South Korea</div></td><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div><strong style="font-weight:bolder">2.20% ~ 3.60%</strong></div></td><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div><a target="_blank" href="https://www.kakaobank.com/" rel="nofollow noopener noreferrer"><u>KakaoBank</u></a></div></td></tr></tbody></table></div><div><strong style="font-weight:bolder">Traditional bank savings cannot keep up with inflation.</strong> The longer cash sits idle, the less it buys.</div><h2>MEXC Earn: Put Your Stablecoins to Work</h2><div><strong style="font-weight:bolder">Product Page: </strong><a target="_blank" href="https://www.mexc.com/zh-MY/staking" rel="nofollow noopener noreferrer"><strong style="font-weight:bolder">MEXC Staking & Flexible Earn</strong></a></div><div>Unlike fixed-term bank deposits, <strong style="font-weight:bolder">MEXC supports flexible yield products</strong>, allowing users to withdraw at any time with no lock-in requirement.</div><h3>USDT Flexible Earn — Tiered APY</h3><div><table style="height:100%;width:100%;border:1px none rgb( 179 , 179 , 179 );border-collapse:collapse;border-spacing:0px;table-layout:fixed"><colgroup><col style="width:100px" width="100" /><col style="width:100px" width="100" /></colgroup><tbody><tr style="height:39px"><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div style="text-align:center"><strong style="font-weight:bolder">Amount</strong></div></td><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div style="text-align:center"><strong style="font-weight:bolder">APY</strong></div></td></tr><tr style="height:39px"><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div>0 ≤ x ≤ 300 USDT</div></td><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div><strong style="font-weight:bolder">13.00%</strong></div></td></tr><tr style="height:39px"><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div>> 300 USDT</div></td><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div><strong style="font-weight:bolder">3.50%</strong></div></td></tr></tbody></table></div><h3>USDC Flexible Earn — Tiered APY</h3><div><table style="height:100%;width:100%;border:1px none rgb( 179 , 179 , 179 );border-collapse:collapse;border-spacing:0px;table-layout:fixed"><colgroup><col style="width:100px" width="100" /><col style="width:100px" width="100" /></colgroup><tbody><tr style="height:39px"><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div style="text-align:center"><strong style="font-weight:bolder">Amount</strong></div></td><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div style="text-align:center"><strong style="font-weight:bolder">APY</strong></div></td></tr><tr style="height:39px"><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div>0 ≤ x ≤ 300 USDC</div></td><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div><strong style="font-weight:bolder">9.00%</strong></div></td></tr><tr style="height:39px"><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div>> 300 USDC</div></td><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div><strong style="font-weight:bolder">5.00%</strong></div></td></tr></tbody></table></div><h4>Example Comparison</h4><div>If you place <strong style="font-weight:bolder">300 USDT</strong> in MEXC Flexible Earn:  300 × 13% ≈ <strong style="font-weight:bolder">39 USDT/year</strong></div><div>If you place <strong style="font-weight:bolder">$300</strong> in a major U.S. bank savings account:  300 × 0.05% ≈ <strong style="font-weight:bolder">$0.15/year</strong></div><blockquote><div><strong style="font-weight:bolder">Even small deposits can outperform traditional financial systems by a wide margin.</strong></div></blockquote><h2>Is Your Fund Safe? MEXC Uses 100% Proof of Reserves</h2><div>Many users ask, “High yield — but is it safe?”</div><div>MEXC operates with a <a target="_blank" href="https://www.mexc.com/proof-of-reserve" rel="nofollow noopener noreferrer"><strong style="font-weight:bolder">100% Proof of Reserves</strong></a> model.</div><h3>What This Means</h3><ul style="list-style-type:disc" start="1"><li style="text-align:left"><div>MEXC must <strong style="font-weight:bolder">hold at least 100% of user assets</strong> at all times.</div></li><li style="text-align:left"><div>Users can <strong style="font-weight:bolder">independently verify</strong> their balances on-chain.</div></li><li style="text-align:left"><div>Funds are <strong style="font-weight:bolder">not re-lent or leveraged</strong> like in traditional banking.</div></li></ul><div><a target="_blank" href="https://www.mexc.com/proof-of-reserve" rel="nofollow noopener noreferrer"><strong style="font-weight:bolder">Proof of Reserves Verification</strong></a></div><div>This is <strong style="font-weight:bolder">more transparent than traditional banks</strong>, which operate under <strong style="font-weight:bolder">fractional reserve systems</strong> and use customer deposits for lending.</div><div><strong style="font-weight:bolder">With MEXC, your assets remain your assets — fully backed, auditable, and openly verifiable.</strong></div><h2>Who Is This Suitable For?</h2><div><table style="height:100%;width:100%;border:1px none rgb( 179 , 179 , 179 );border-collapse:collapse;border-spacing:0px;table-layout:fixed"><colgroup><col style="width:249px" width="249" /><col style="width:303px" width="303" /></colgroup><tbody><tr style="height:39px"><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div style="text-align:center"><strong style="font-weight:bolder">User Type</strong></div></td><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div style="text-align:center"><strong style="font-weight:bolder">Reason</strong></div></td></tr><tr style="height:39px"><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div>Users seeking to beat inflation</div></td><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div>Earn higher returns than bank savings</div></td></tr><tr style="height:39px"><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div>Holders of USDT / USDC</div></td><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div>Put idle stablecoins to work</div></td></tr><tr style="height:39px"><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div>Short-term traders</div></td><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div>Withdraw anytime without missing market moves</div></td></tr><tr style="height:39px"><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div>Risk-moderate investors</div></td><td style="border:1px solid rgb( 222 , 224 , 227 );min-width:2em;padding:8px;font-size:10pt;vertical-align:top" colspan="1" rowspan="1"><div>Transparent reserves reduce platform risk concerns</div></td></tr></tbody></table></div><h2>Final Thoughts: Don’t Let Inflation Eat Your Savings</h2><div>We are now in a global low-interest environment. Those who <strong style="font-weight:bolder">actively manage their assets</strong> are the ones who preserve and grow purchasing power.</div><div>MEXC Earn offers a practical approach:</div><ul style="list-style-type:disc" start="1"><li style="text-align:left"><div>Maintain liquidity</div></li><li style="text-align:left"><div>Keep risk transparent</div></li><li style="text-align:left"><div>Earn stable returns above global banking benchmarks</div></li></ul><div><strong style="font-weight:bolder">Start earning now: </strong><a target="_blank" href="https://www.mexc.com/zh-MY/staking" rel="nofollow noopener noreferrer"><strong style="font-weight:bolder">Try MEXC Earn for USDT & USDC</strong></a></div><div> </div><div><h2><strong style="font-weight:bolder">Disclaimer</strong></h2><div>The information provided in this article is for <strong style="font-weight:bolder">informational and educational purposes only</strong> and should <strong style="font-weight:bolder">not</strong> be considered investment advice. The cryptocurrency market is highly volatile and involves significant risk. All data (including any price projections) are based on publicly available information and market analysis and are <strong style="font-weight:bolder">time-sensitive</strong>, with <strong style="font-weight:bolder">no guarantee of accuracy</strong>. Please <strong style="font-weight:bolder">conduct your own independent research (DYOR)</strong> and consult a qualified financial advisor before making any investment decisions.</div></div><div> </div></div>

How to Beat Inflation in 2025: Why More Users Are Choosing MEXC to Earn with USDT & USDC

Key Takeaways Global inflation remains high, and as major central banks follow the U.S. Federal Reserve in cutting interest rates, bank deposit yields have dropped significantly. Traditional savings

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Market data referenced from CoinMarketCap and CoinGecko. Crypto exchange tokens remain one of the most closely-watched categories in the market because they represent direct value capture from

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<p>PANews reported on November 6 that Robinhood has launched Ethena (ENA) according to its official page.</p>