Cardano Price Prediction Feb 2026 as Coinbase Accepts ADA as Loan Collateral

Cardano price remains steady at $0.28 after facing challenges in breaking key resistance levels. Despite this, the ADA recently traded at $0.27 as Coinbase added the DeFi loan option, currently accepting ADA as loan security up to 100K. Cardano price is still up by 4% in the past weekteyeing to stabilize after declining below key areas of support.

Cardano Joins Coinbase Loan Integration; What Next For ADA?

Coinbase has expanded its on-chain lending product through the DeFi protocol Morpho. The update allows XRP, Dogecoin, Cardano, and Litecoin as collateral. ADA is now allowing U.S. customers to borrow up to $100,000 in USDC, excluding New York residents. This new option will enable customers to get liquidity without selling their assets.

The product has recorded a loan origination of more than 1.9 billion on its launch last year with Bitcoin and Ether. The inclusion of ADA as collateral is used to allow Cardano holders to earn liquidity without any taxable event.

SB1649 (SB1649) is the bill that is gaining momentum in Arizona. The bill suggests the establishment of Digital Assets Strategic Reserve Fund. The fund would utilize appropriated Bitcoin, XRP, and additional digital assets to manage the state. Its objective is to borrow such assets to make returns. The recommendation proposed by Sen.

Mark Finchem sailed through the Senate Finance Committee by 4-2. The bill is being sent to the Senate Rules Committee.It also includes provisions for stablecoins, NFTs, and DigiByte.

Whales Accumulate 240 Million ADA Tokens

Whales are increasingly confident in Cardano, as they buy during recent price dips. 

Santiment Supply data indicate that the holders of 1 to 10 million ADA, and those of 10 to 100 million ADA have earned 240 million ADA in total within the last week.

This accumulation wave is an indication of increased confidence in the potential of Cardano.

Cardano Price Prediction: Can ADA Reach the $0.30 Mark?

At the time of writing, the ADA price is experiencing a slight dip, trading around $0.2750, reflecting a decrease of 0.51%. In the last few days, the Cardano price has been moving up and down between a significant support level at $0.27 and a resistance at around $0.30.

As of now, ADA is in a critical price zone between 0.27 and 0.2750, and it is highly interested in breaking the price level of 0.28.

Technical indicators, including the MACD, depict a minor bearish trend with the line of MACD beneath the signal line. This indicates that ADA might experience a downward force at least in the short run.

However, if the Long-term Cardano forecast manages to break above $0.28, a potential rally toward $0.29 could be expected. If the bullish trend continues, the ADA price could rally back to above $0.30.

On the negative side, a failure by ADA to sustain at the $0.27 support can lead to a re-entry into the lower support, that is, $0.26 or even $0.25, depending on the overall market mood.