Best Crypto To Buy Now: XLM and XRP Investor Interest Swells Around RTX as Traditional Payment Tokens Lose Ground

The rotation inside the crypto market is becoming clearer by the week. Both XRP and XLM are battling technical headwinds. XRP is struggling to hold above key resistance levels even with heavy volume, while XLM remains stuck in a falling trend channel. Because of this, XRP and Stellar are starting to lose visibility as investors hunting for the best crypto to buy now start looking into other sectors where real utility is visible. 

Payment tokens sit near the top of that list, and one name keeps coming up in private chats and analyst notes: Remittix (RTX) has emerged as a standout candidate. The token has captured attention due to record fundraising, strong community support, audited security standards and a working mobile wallet already live on the app store.

Best Crypto To Buy Now: XLM Faces Heavy Downtrend Pressure

Stellar’s XLM has spent much of the year inside a falling trend channel in the medium-long term, signalling that investors have been consistently selling at lower price levels. The token is now sitting directly above a key support zone around $0.23. This level could generate a short-term bounce, but any breakdown below it would act as a strong bearish signal.

Volume behaviour adds another layer to the picture. Peaks in volume tend to appear at price tops while bottoms show thinner activity, which sometimes hints at an early reversal but also reveals how hesitant the market has become. Stellar’s long-term diagonal resistance from November 2024 continues to cap bullish attempts, and failure to reclaim that line has kept sentiment muted even among committed holders.

From a utility standpoint, Stellar still plays a meaningful role in blockchain technology, cross-border transfers and digital assets, but traders debating the best crypto to buy now are increasingly prioritising projects that show rising on-chain demand rather than declining trend momentum.

XRP Struggles To Hold Key Resistance Levels

XRP has shown higher trading activity, but price action has not followed through. The token briefly hit $2.17 this week, only to reverse shortly after, suggesting that large holders may be reducing exposure rather than adding to positions. Despite a 37.94 percent jump in trading volume above weekly norms, XRP still underperformed the broader crypto market by almost two percent.

The key problem lies in resistance. XRP failed to maintain its break above $2.12, confirming the level as a critical barrier. Nearly 189.7 million XRP were traded during the attempt, yet the rejection indicates distribution pressure rather than accumulation. For many analysts, XRP still offers liquidity and familiarity, but its stalled momentum weakens its appeal for investors searching for the best crypto to buy now based on growth potential rather than legacy status.

Remittix Emerges As The Best Crypto To Buy Now

While legacy payment tokens fight resistance and downtrend structures, Remittix is building forward. RTX sits at the intersection of crypto, global payments and remittance, a sector worth more than 19 trillion dollars. The project aims to become the primary crypto-to-fiat settlement hub for merchants, businesses and everyday users.

Momentum has been strong. Remittix has secured more than $28.5 million in private funding from several investors, signifying strong institutional interest. Meanwhile, the PayFi project is showing strong growth focus with key updates like confirmed listings on top exchanges like BitMart and LBANK, a successful security audit by CertiK and a rapidly-growing ecosystem. 

The most significant milestone is the Remittix wallet now live on Apple’s App Store. This is actually Remittix’s first major product release, giving users a functioning crypto wallet with upgrades already in development. The next version will introduce direct crypto to fiat settlement and a December upgrade that will transform the wallet into a global PayFi engine. 

Why Investors Believe Remittix Is The Best Crypto To Buy Now:

• Clear payment-focused utility rather than speculative narratives
• Strong product execution with a live App Store wallet
• High security backing from CertiK and full team verification
• Impressive community engagement fueled by an active $250,000 giveaway and a highly-rewarding referrals program
• Multiple top-tier crypto exchanges already confirmed

Final Verdict: A Market Rotation Toward Utility and Verifiable Momentum

XLM and XRP hold historical importance in the payments narrative, but their current price behaviour reflects hesitation rather than acceleration. XLM remains stuck in a downtrend and XRP continues running into resistance despite institutional involvement.

Remittix, however, is delivering live products, securing listings, building fiat rails and expanding a PayFi vision that aligns with where many analysts believe the crypto market is headed next. In that sense, RTX stands out as the best crypto to buy now among payment-oriented assets.

Discover the future of PayFi with Remittix by checking out their project here:

Website: https://remittix.io/   

Socials: https://linktr.ee/remittix   

$250,000 Giveaway: https://gleam.io/competitions/nz84L-250000-remittix-giveaway

FAQs

1. Why is Remittix considered the best crypto to buy now in payments?

Because it combines real product delivery, security audits, exchange listings and a clear use case in global remittances, giving it stronger growth drivers than older payment tokens.

2. How should investors compare payment tokens like XRP, XLM and Remittix?

A simple framework is to look at three things: current use, product progress and security. XRP and XLM offer long operating histories and strong ties to traditional finance. Remittix brings fresh momentum in PayFi, a live wallet, planned fiat rails and strong audit credentials. Balancing these factors helps investors decide whether they want established payment rails, next-generation mobile utility or a mix of both in their portfolio.

3. What makes Remittix different from legacy payment coins?

RTX is shipping new technology, expanding fiat rails and targeting modern fintech integrations, while older payment tokens rely more heavily on established but slower-growing ecosystems.